Personal Finances 3.7

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Personal Finances is a freeware personal budget manager for people on the move. Designed to run both on any PC and from the USB flash drive, the application lets you keep transactions - incomes and expenses and see whether you live on a budget, or overspend. The tool offers various graphs to help the user analyze the budget in details and pick out unnecessary expenses.

The beauty of Personal Finances lies in its outstanding ease of use. Beginners can learn how to create and track the budget much quicker than with advanced online home finance tools. Making and maintaining the budget in this tool is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort expenses and income and review financial information in a meaningful way through reports. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

Once the transactions are entered, the user can review the financial position using the summary view of all transactions. The tool helps to see whether you live within the money your make. You'll see how much money you earn, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories to be slashed.

Personal Finances is freeware. Plus, there's another nice benefit in the program - it can be run from any USB flash drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB stick into any computer and update or review the budget.